4 files changed, 24 insertions, 0 deletions
diff --git a/src/map/itemdb.c b/src/map/itemdb.c
index 5dc3d9317..b016af1c9 100644
--- a/src/map/itemdb.c
+++ b/src/map/itemdb.c
@@ -1552,6 +1552,11 @@ static void itemdb_read_chains(void)
 	else
 		itemdb->chain_cache[ECC_SIEGFRIED] = i;
 
+	if (!script->get_constant("ITMCHAIN_NEO_INSURANCE", &i))
+		ShowWarning("itemdb_read_chains: failed to find 'ITMCHAIN_NEO_INSURANCE' chain to link to cache!\n");
+	else
+		itemdb->chain_cache[ECC_NEO_INSURANCE] = i;
+
 	ShowStatus("Done reading '"CL_WHITE"%d"CL_RESET"' entries in '"CL_WHITE"%s"CL_RESET"'.\n", count, config_filename);
 }
 
diff --git a/src/map/itemdb.h b/src/map/itemdb.h
index 14ead7707..ecdcbcafc 100644
--- a/src/map/itemdb.h
+++ b/src/map/itemdb.h
@@ -359,6 +359,7 @@ enum geneticist_item_list {
 enum e_chain_cache {
 	ECC_ORE,
 	ECC_SIEGFRIED,
+	ECC_NEO_INSURANCE,
 	/* */
 	ECC_MAX,
 };
diff --git a/src/map/pc.c b/src/map/pc.c
index 3b3cd58e1..6ea3b3393 100644
--- a/src/map/pc.c
+++ b/src/map/pc.c
@@ -8189,6 +8189,7 @@ static int pc_dead(struct map_session_data *sd, struct block_list *src)
 	   && pc->isDeathPenaltyJob(sd->job)
 	   && !map->list[sd->bl.m].flag.noexppenalty && !map_flag_gvg2(sd->bl.m)
 	   && !sd->sc.data[SC_BABY] && !sd->sc.data[SC_CASH_DEATHPENALTY]
+	   && !pc->auto_exp_insurance(sd)
 	   ) {
 		if (battle_config.death_penalty_base > 0) {
 			unsigned int base_penalty = 0;
@@ -12392,6 +12393,21 @@ static bool pc_expandInventory(struct map_session_data *sd, int adjustSize)
 	return true;
 }
 
+static bool pc_auto_exp_insurance(struct map_session_data *sd)
+{
+	nullpo_retr(false, sd);
+
+	int item_position = pc->have_item_chain(sd, ECC_NEO_INSURANCE);
+	if (item_position == INDEX_NOT_FOUND)
+		return false;
+
+	pc->delitem(sd, item_position, 1, 0, DELITEM_SKILLUSE, LOG_TYPE_CONSUME);
+#if PACKETVER >= 20100914
+	clif->msgtable(sd, MSG_NOTIFY_NEO_INSURANCE_ITEM_USE);
+#endif
+	return true;
+}
+
 static void do_final_pc(void)
 {
 
@@ -12798,4 +12814,5 @@ void pc_defaults(void)
 	pc->isDeathPenaltyJob = pc_isDeathPenaltyJob;
 	pc->has_second_costume = pc_has_second_costume;
 	pc->expandInventory = pc_expandInventory;
+	pc->auto_exp_insurance = pc_auto_exp_insurance;
 }
diff --git a/src/map/pc.h b/src/map/pc.h
index 6ae52c84b..5957a3319 100644
--- a/src/map/pc.h
+++ b/src/map/pc.h
@@ -1196,6 +1196,7 @@ END_ZEROED_BLOCK; /* End */
 	bool (*isDeathPenaltyJob) (uint16 job);
 	bool (*has_second_costume) (struct map_session_data *sd);
 	bool (*expandInventory) (struct map_session_data *sd, int adjustSize);
+	bool (*auto_exp_insurance) (struct map_session_data *sd);
 };
 
 #ifdef HERCULES_CORE